Critical Illness Grid
Medico Cancer |
Decline if |
in past 10 years |
GTL Cancer, Heart/Stroke |
Decline if |
in past 5 years |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if ever |
MoO Critical Advantage |
Decline if |
ever |
Assurity Simplified CI |
Decline if |
ever, also HPV or any sexually transmitted disease in past 5 years |
Cigna Cancer/Heart/Stroke |
Decline if |
ever, also other sickness or condition derived from such infection |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (for Critical Condition rider only). |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
Decline if |
ever including mental disorder |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only). Ever for any neurological disease or disorder (for specified disease rider only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
if ongoing or pending |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
Decliine if |
in past 10 years for blood in stool or bleeding mole |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years including aneurysm, blood clot & disease (for HI, CI & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years any neurological disorder |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
ever for any neurological disease or disorder (for specified disease rider only) |
Medico Cancer |
Decline if |
in past 10 years including malignancy, leukemia, melanoma, lymphoma or Hodgkin's, elevated PSA tests, abnormal pap smear or mammogram, bleeding moles or blood in stool. Also in the past 2 yrs if you've experienced any symptoms of any of these conditions that you've not sought advice/diagnosis/treatment. |
GTL Cancer, Heart/Stroke |
Decline if |
For cancer coverage & intensive care rider ONLY: in past 5 years including Leukemia, Hodgkin’s or Non-Hodgkin’s disease, lymphoma, malignant melanoma, or any internal cancer, a pre-leukemic or pre-malignant condition. Also in the past 5 years if had a PSA reading greater than 4.0 or abnormal mammogram test results where cancer has not been ruled out |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 10 years including melanoma, Hodgkin's, non-Hodgkin's lymphoma, leukemia or other malignant growths/tumors (N/A for heart policy/rider) |
MoO Critical Advantage |
Decline if |
For cancer coverage ONLY: in past 10 years for internal cancer, malignant tumors, lymphoma, leukemia or melanoma |
Assurity Simplified CI |
Decline if |
ever including melanoma & 2 or more occurrences of skin cancer |
Cigna Cancer/Heart/Stroke |
Decline if |
5 years including carcinoma in situ, malignant melanoma, or any malignancy (for cancer policy/rider, HI & ICU riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years excluding Hepatitis A or B (for Chronic Conditions rider only) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if ever (for Chronic Conditions rider only) |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
For heart/stroke coverage or intensive care rider ONLY: in past 5 years |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For heart/stroke coverage ONLY: in past 10 years for any disease, disorder or abnormality of the heart or blood vessels. Also in past 3 yrs, treatment, testing or had tests performed where the results are pending, not been received, abnormal or were inconclusive for which a medical professional has not ruled out a heart or blood vessel condition(s)? |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years also any disease/disorder of the heart or vascular system or high blood pressure requiring 3+ meds to control (for heart/stroke policy/rider and HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
in past 5 years including Chronic Bronchitis requiring the use of 2+ meds or oxygen therapy |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, For Chronic Condition rider ONLY: decline if in past 2 years including cystic/pulmonary fibrosis or lung disease, excluding asthma |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years for Pulmonary Fibrosis & severe chronic lung disease only |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 yrs, also any other disease or disorder of the lungs, excluding asthma (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if ever (for Chronic Conditions rider only) |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A, they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
For heart/stroke coverage ONLY: if treated with insulin before age 45. Insulin use starting age 45+ may be eligible for coverage with modified benefits. |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 2 years requiring the use of 50 or more units of insulin per day, or diabetes with A1C levels above 7% (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For heart/stroke coverage ONLY: In past year for Type 1, Type II diagnosed under age of 30, A1C greater than 7.0 or with tobacco use (except for Gestational Diabetes) |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 yrs complications of diabetes or insulin-dependent diabetes (except gestational), diabetic neuropathy, nephropathy & retinopathy (for heart/stroke policy/rider and HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
in past 5 years treatment or symptoms |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 yrs for glaucoma, retinitis pigmentosa, macular degeneration, optic neuritis, or blindness lasting more than 30 days, total loss of speech or permanent and total hearing loss in both ears (for specified disease rider only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if 2+ immediate family members (biological parents or siblings), living or deceased, who have had any form of cancer (other than skin cancer) prior to age 65 (N/A for heart policy/rider). Also ONLY for Critical Condition rider: 2+ immediate family members (biological parents or siblings), living or deceased, who prior to age 65 have had Heart Disease, Stroke, Diabetes (type I), Kidney Disease, Liver Disease, Alzheimer's or Senile Dementia |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
2 or more parents or siblings been diagnosed with heart disease, stroke, diabetes, kidney disease or breast cancer prior to age 60; or colorectal cancer, Alzheimer's or dementia prior to age 75; or same type of cancer prior to age 55 |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
in past 5 years treatment or symptoms |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
For heart/stroke coverage ONLY: in past 5 years including coronary artery disease, angina, heart disease, congestive heart failure, pacemaker or defibrillator, heart arrhythmia, peripheral vascular disease, carotid artery disease & aortic valve disease |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years including heart disorder or disease, cardiomyopathy, aneurysm & carotid artery. Currently have pacemaker = decline (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For heart/stroke coverage ONLY: in past 10 years for any disease, disorder or abnormality of the heart or blood vessels, excluding high blood pressure or cholesterol which is considered controlled by a medical professional. Also in past 3 yrs, treatment, testing or had tests performed where the results are pending, not been received, abnormal or were inconclusive for which a medical professional has not ruled out a heart or blood vessel condition(s)? |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years also any disease/disorder of the heart or vascular system or high blood pressure requiring 3+ meds to control (for heart/stroke policy/rider and HI, ICU & specified disease riders only). If ever for defibrillator implant (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
No |
GTL Cancer, Heart/Stroke |
|
Yes, see chart |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, Yes, see chart |
MoO Critical Advantage |
|
Yes, see chart (except for cancer coverage) |
Assurity Simplified CI |
|
Yes, see chart, also decline if in past 5 years had treatment/symptoms for unexplained weight loss |
Cigna Cancer/Heart/Stroke |
|
Yes, see chart (for lump sum heart/stroke policy/rider only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years excluding Hepatitis A or B (for Chronic Conditions rider only) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years, also including Hepatitis B |
Assurity Simplified CI |
Decline if |
ever including Hep B |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years including Hep B (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if currently also hospitalized overnight for 3 or more times in the past year. |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
in past 12 mo for an inpatient stay, excluding pregnancy or accidental injury (for HI & ICU riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
in past 5 years |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if currently |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, For Chronic Condition rider ONLY: decline if in past 5 years including abnormal kidney functions (excludes kidney stones), End Stage Renal Failure |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
Decline if |
ever including abnormal kidney functions |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 yrs including kidney disease/disorder, except kidney stones (for heart/stroke policy/rider and HI, ICU & specified disease riders only) |
Medico Cancer |
Decline if |
in past 10 years, abnormal pap smear or mammogram or elevated PSA tests |
GTL Cancer, Heart/Stroke |
Decline if |
For cancer coverage & intensive care rider ONLY: in past 5 years for pre-leukemic or pre-malignant condition, if had a PSA reading greater than 4 or abnormal mammogram where cancer has not been ruled out |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 2 years (ok if later confirmed normal) |
MoO Critical Advantage |
Decline if |
For cancer coverage ONLY: in past 3 years where the results are pending, not been received, abnormal or inconclusive for which a medical professional has not ruled out cancer. For heart/stroke coverage ONLY: in past 3 yrs treatment, testing or had tests performed where the results are pending, not been received, abnormal or were inconclusive for which a medical professional has not ruled out a heart or blood vessel condition(s) |
Assurity Simplified CI |
Decline if |
in past 5 years for pap smear, in past 2 years for others |
Cigna Cancer/Heart/Stroke |
Decline if |
For cancer policy/rider, HI & ICU riders only - in past 2 years including biopsy any tests for which results were abnormal (to include pre-cancerous lesions or cells), inconclusive, not yet known, or where the presence of cancer has not been ruled out. For Heart/Stroke policy/rider & HI, ICU & specified disease riders only - past 5 years |
Medico Cancer |
Decline if |
in past 2 years for medical exams/tests to diagnose a possible malignancy |
GTL Cancer, Heart/Stroke |
Decline if |
in past 2 years including if been advised to have any diagnostic test, or had a medical condition, symptom or abnormality that would have caused a person to seek medical treatment or advice for but has not yet done so for any condition asked on app |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 2 years |
MoO Critical Advantage |
Decline if |
For cancer coverage ONLY: in past 3 years where the results are pending, not been received, abnormal or inconclusive for which a medical professional has not ruled out cancer. For heart/stroke coverage ONLY: in past 3 yrs treatment, testing or had test performed where the results are pending, not been received, abnormal or were inconclusive for which a medical professional has not ruled out a heart or blood vessel condition(s). For Critical Illness coverage ONLY: in past 3 years treatment, testing where the results are still pending, not been received, abnormal or were inconclusive for any medical condition |
Assurity Simplified CI |
Decline if |
in past 2 years, including referral to a specialist |
Cigna Cancer/Heart/Stroke |
Decline if |
For cancer policy/rider, HI & ICU riders only - in past 2 years to determine if cancer, carcinoma in situ, or any malignancy is present. For Heart/Stroke policy/rider & HI, ICU & specified disease riders only - past 5 years |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years for any disease or disorder of the nervous system including neuromuscular disease (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years any neurological disorder |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years any neurological disorder |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if ever also recommended for (for Chronic Condition rider only) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
if ever, also been advised of the need for a transplant (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
in past 5 years |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if currently (N/A for cancer policy) |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (for Critical Condition rider only) |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years any neurological disorder |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 3 years |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if currently (for Chronic Conditions rider only) |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
in past 5 years |
Cigna Cancer/Heart/Stroke |
Decline if |
currently (for HI & ICU riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
Decline if |
For Critical Illness coverage ONLY: in past 10 years any neurological disorder |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A they only offer cancer coverage |
GTL Cancer, Heart/Stroke |
Decline if |
For heart/stroke coverage ONLY: in past 5 years |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 5 years (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
For heart/stroke coverage ONLY: in past 10 years for any disease, disorder or abnormality of the blood vessels, excluding high blood pressure or cholesterol which is considered controlled by a medical professional. Also in past 3 yrs, treatment, testing or had tests performed where the results are pending, not been received, abnormal or were inconclusive for which a medical professional has not ruled out a blood vessel condition(s)? |
Assurity Simplified CI |
Decline if |
ever |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years also any disease/disorder of the heart or vascular system or high blood pressure requiring 3+ meds to control (for heart/stroke policy/rider and HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past 2 years |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
Decline if |
in past 2 years including treatment, hospitalization or consultation |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 2 years including biopsy to determine if cancer, carcinoma in situ, or any malignancy is present (for cancer policy/rider, HI & ICU riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years (for HI, ICU & specified disease riders only) |
Medico Cancer |
Decline if |
in past 2 years, in breast or elsewhere, also change in mole or bleeding mole |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
|
in past 5 years for Fibrocystic breast disease, recurrent breast tumors or unexplained tumors/growths |
Cigna Cancer/Heart/Stroke |
OK |
N/A |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
Decline if |
For heart/stroke coverage ONLY: in the past 6 months had a blood pressure reading greater than 150 systolic or 95 diastolic |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if in past year (N/A for cancer policy) |
MoO Critical Advantage |
Decline if |
in past 10 years |
Assurity Simplified CI |
Decline if |
systolic of 150 or greater in past 6 months or diastolic of 95 or greater in past 6 months |
Cigna Cancer/Heart/Stroke |
Decline if |
in past 5 years high blood pressure requiring 3+ meds to control (for heart/stroke policy/rider and HI, ICU & specified disease riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
OK |
N/A |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
Decline if |
currently (for HI & ICU riders only) |
Medico Cancer |
OK |
N/A |
GTL Cancer, Heart/Stroke |
OK |
N/A |
SureBridge CI Suite |
|
Guaranteed issue up to $10,000 (ages 0-63 only). Otherwise, decline if currently. |
MoO Critical Advantage |
OK |
N/A |
Assurity Simplified CI |
OK |
N/A |
Cigna Cancer/Heart/Stroke |
OK |
N/A |